Analyst/Sr. Analyst, Data Science & Modeling

Merrick Bank, 10705 South Jordan Gateway, South Jordan, Utah, United States of America ● Merrick Bank, 225 W Station Square Drive, Pittsburgh, Pennsylvania, United States of America Req #6838
Monday, February 6, 2023
Merrick Bank employees share in our mission to delight our customers and empower underserved consumers to achieve their credit goals. In return, we delight our associates; ensuring they are noticed, heard, appreciated and understand the importance of their role(s). For over 20 years, our Guiding Principles of; doing the right thing, putting the customer first, and Earn, Learn, Have Fun (aka E.L.F.), have defined who we are as an Employer of Choice. Give Yourself Credit, Work at Merrick!

The Sr. Analyst (Lending Analytics) position applies strategic and analytical skills to challenges in the Lending businesses. This position is responsible for developing and testing strategies that ultimately impact the bottom line.

 

Essential Functions:

  • Identifies business challenges and opportunities for improvement and leverages analysis to make strategic or tactical recommendations.
  • Supports direct-to-consumer marketing efforts for products. Helps build targeted insights to inform the development of new customer experiences and new go to market strategies.
  • Supports improvements in credit risk performance by connecting drivers of consumer credit trends to historical behavior, and testing hypotheses using rigorous monitoring and analysis.
  • Recommends strategy changes through to execution, and then monitors results to ensure that significant value for the business is created.
  • Internal champion of change through effective communication and influencing where appropriate.
  • Displays a “lead from the front” mentality in a fast-paced and evolving business environment dealing with competing priorities.

Compliance with Laws & Regulations: 

  • Responsible for complying with all of the Bank’s internal control policies and procedures.
  • Responsible for understanding and complying with all laws and regulations to which the Bank is subject.
  • Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.

Education and Experience:

  • Undergraduate degree in a quantitative discipline such as business, math, finance, statistics, computer science, economics, engineering, or a hard science is required, four (4) years’ experience accepted in lieu of education requirement.
  • Three (3) years’ experience is required. 

Summary of Qualifications:

  • Recognized problem-solving and cross-functional organizing skills
  • Expert-level proficiency with a broad array of analytical methods and tools (predictive modeling, statistical inference, Excel, SQL, etc.)
  • Excellent communication skills, both verbal and written

We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location. Our benefits offerings include medical, dental, vision, life insurance, 401(k) plan with company match, paid vacation time, sick time, as well as other benefits and programs to meet the needs of our employees. Further details will be shared during the interview or offer process, as appropriate and applicable.
 

We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic.  We will conduct a thorough background check for all hires in compliance with applicable law which includes (but may not be limited to) a review of factors including drug testing and employment/personal references. 

Other details

  • Job Family Account Acquisition & Data Science
  • Job Function xAll Other Salaried(Do Not Use)
  • Pay Type Salary
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Location on Google Maps
  • Merrick Bank, 10705 South Jordan Gateway, South Jordan, Utah, United States of America
  • Merrick Bank, 225 W Station Square Drive, Pittsburgh, Pennsylvania, United States of America